Choose the recipient
Select a registered user by phone number or start an available QR flow.
Multi-role digital wallet platform
DETA Wallet
Bring customer, agent and merchant balances together with configurable transfer and transaction rules.
DETA / ENSISTEMLER / DP-CUZDAN
One digital flow from balance to payment
DETA Wallet connects a customer app, business workspaces and administration tools through shared transaction rules. Top-ups, person-to-person transfers, cash services and merchant payments follow the controls enabled for each deployment.
DETA / EN · FEATURES
Access designed for each role
Administration panel
Manage accounts, business rules, digital balance distribution and transaction records from an authorized workspace.
Customer app
Let users view their balance, send money and add funds through supported methods.
Merchant workspace
Allow businesses to receive product or service payments in their wallet and, where enabled, submit withdrawal requests.
Agent app
Give agents defined workflows for top-ups and cash services. Availability may depend on the license and deployment package.
Business landing page
Present the wallet service, business information and customer guidance through a branded page.
DETA / EN · FEATURES
Balance and transaction options
Balance creation and distribution
Set up digital balance transfers to defined customer or agent accounts within applicable authority and regulatory requirements.
Top-ups and cash-in
Process top-up requests from administration or authorized agent workflows using configured checks.
Cash-out and withdrawal requests
Let customers request withdrawals through defined agent locations and route merchant requests to authorized staff for review.
Person-to-person transfers
Bring recipient selection, amount entry, verification and status feedback into a clear sequence.
Wallet payments at merchants
In supported payment flows, let customers pay participating merchants for products or services using their wallet balance.
QR identification and sharing
Use account-linked QR codes to help find users, scan codes and direct payments.
Transaction purpose and history
Collect an optional transfer note and track each movement with its status and reference.
Fees, incentives and limits
Configure fees by transaction type, top-up incentives and daily or monthly transaction limits.
DETA / EN · PROCESS
A clear, controlled way to send money
Enter the amount and note
Set the amount and add a transaction purpose when needed.
Verify the action
Confirm with the configured PIN or another supported verification step.
Review the result
Show the transaction status and retain a traceable entry in the account history.
DETA / EN · FEATURES
Administration, security and integrations
Agent and merchant management
Manage applications, account details and access levels according to business rules.
Transaction review and monitoring
Route pending top-up or withdrawal steps to authorized staff and review activity from the panel.
Payment and messaging connections
Connect technically supported payment and SMS services subject to provider, region and contract requirements.
Sign-in verification options
Configure PIN checks and, on supported devices, biometric verification for the deployed app.
Multilingual and RTL interface
Configure enabled languages and LTR/RTL presentation in supported app builds.
App themes and promotional areas
Set the mobile interface appearance and linked information banners to fit the business identity.
Transaction reports
Review balance movements, requests and fees by date range and status.
DETA / EN · PROCESS
Deployment shaped around your business
Define the operating model
Choose service regions, account roles and the transaction types to enable.
Set rules and limits
Configure verification steps, fees, transaction caps and approval responsibilities.
Add agents and businesses
Create required accounts and define permissions, operating terms and any application flow.
Validate integrations
Test provider and messaging connections, then move to live use after authorized review.
Financial scope and local requirements
E-money, payments, transfers, cash-in/cash-out, identity checks, commissions and user data must be assessed against the laws of each operating country, required permissions and contracted provider terms. Features listed here do not by themselves establish licensing or regulatory compliance for a deployment.
DETA / EN · CTA
Discuss your project